Find out exactly what it costs to take someone to the small claims court in England and Wales — issue fee, hearing fee, and your estimated net recovery — in under 30 seconds.
I've sent a Letter Before Action
Courts expect this before filing — it can also prompt settlement without going to court.
Include statutory interest
You can claim 8% p.a. interest on business debts under the Late Payment Act.
Your fee breakdown will appear here instantly — no sign-up required.
All fees for England and Wales, effective April 2026. These are the standard court fees — you may also be eligible for a fee remission if you're on a low income.
| Claim Amount | Issue Fee | Hearing Fee | Total |
|---|---|---|---|
| Up to £300 | £35 | £27 | £62 |
| £300.01 – £500 | £50 | £55 | £105 |
| £500.01 – £1,000 | £70 | £80 | £150 |
| £1,000.01 – £1,500 | £80 | £115 | £195 |
| £1,500.01 – £3,000 | £115 | £170 | £285 |
| £3,000.01 – £5,000 | £205 | £335 | £540 |
| £5,000.01 – £10,000 | £455 | £335 | £790 |
| £10,000.01 – £25,000 | £610 | £545 | £1155 |
Fee remission: If you're on a low income or receiving certain benefits, you may qualify for a full or partial fee remission using form EX160. Check the government's Help with Fees service before paying.
The process is more straightforward than most people expect — but preparation is everything.
Before filing, you must give the other party a formal written warning — typically 14 days for individuals, 7 days for businesses. This is a pre-action protocol requirement. Many disputes settle at this stage.
A properly structured LBA from Claim Builder includes the legal basis for your claim, the amount owed, and a clear deadline.
You can file online through Money Claim Online (MCOL) for straightforward money claims, or submit a paper N1 form at your local county court. Online filing is faster and you can track progress.
MCOL is only for money claims. For property disputes or other issues, you'll need to file at court using the N1 form.
Once served, the defendant has 14 days to acknowledge the claim and 28 days to file a defence. If they don't respond, you can apply for a default judgment — often without a hearing.
Default judgments are common for straightforward debt claims where the defendant simply ignores the proceedings.
If the defendant disputes the claim, a hearing is scheduled — usually within 3–6 months. Small claims hearings are informal. You don't need a solicitor. The judge will ask both sides to explain their position.
Bring all your evidence: contracts, invoices, emails, photos, and any expert reports. Organisation wins cases.
If you win, the court issues a judgment. If the defendant still doesn't pay, you'll need to enforce it — through bailiffs, attachment of earnings, or a charging order on their property.
Winning a judgment is step one. Enforcement is step two — and it's where many claimants get stuck without the right guidance.
In small claims, you can recover your court fees from the defendant if you win. You cannot usually recover legal costs — which is why keeping your own costs low matters.
This is why Claim Builder's fixed-fee model makes sense — you keep the maximum possible from your recovery.
Everything you need to take your claim from start to finish.
Debt Recovery Pack
£99LBA + N1 claim form + enforcement guidance
Free Claim Checker
FreeFind out what your claim is worth in 60 seconds
Enforcement Pack
£64.99For when you've won but they still won't pay
How to Sue in Small Claims
GuideComplete step-by-step guide for 2026
Letter Before Action Guide
GuideWhat to include and how to send it correctly
Help With Court Fees
FreeCheck if you qualify for a fee remission
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