The UK's largest economy — and one of the highest volumes of unpaid commercial debt.
Recover unpaid invoices, business debts, and contractor disputes in London with a professional Letter Before Action — from £99.
England & Wales — County Court
EnglandEnglish law applies. Claims up to £10,000 go through the small claims track; £10,000–£25,000 through the fast track. Statutory interest under the Late Payment of Commercial Debts Act 1998 applies to all B2B invoices.
London accounts for a disproportionate share of UK business debt. With over 1.1 million registered businesses, the volume of B2B transactions — and the frequency of non-payment — is higher here than anywhere else in the UK.
Common debtor profiles in London include professional services firms that use invoice disputes to delay payment, property and construction companies that withhold subcontractor payments, and tech and media businesses that stretch payment terms well beyond what was agreed.
Acting quickly is particularly important in London — debtors in the capital are often dealing with multiple creditors, and those who act first with formal written demands tend to get paid first.
London's business community operates across diverse sectors — finance, tech, property, construction, media, and hospitality. Each sector has its own common dispute patterns: media agencies often see retainer arrears, property firms commonly withhold subcontractor payments, and tech startups sometimes delay supplier payments as cashflow deteriorates. Understanding which sector your debtor operates in helps frame your Letter Before Action most effectively.
Court filing note
London has multiple county court hearing centres. Most straightforward claims can be issued online via Money Claims Online (MCOL).
Illustrative examples of the types of cases that arise in the London market.
A Shoreditch marketing agency delivered a 3-month brand campaign. The client, a Series B startup, ceased communication after receiving the final invoice.
A specialist subcontractor completed fit-out work on a Southwark commercial development. The main contractor withheld £18,000 citing snags that were not raised during the project.
A legal consulting firm in Holborn completed a regulatory audit. The client — a financial services company — disputed the scope 60 days after accepting the deliverable.
A personalised, professionally prepared debt recovery pack — not a generic template. Built around your specific case, your debtor, and your situation in London.
Personalised Letter Before Action
References your case details, the amount owed, and the 14-day deadline. Specific to London and the applicable legal framework.
Case Strength Report
Scored assessment of your claim based on agreement, evidence, and circumstances.
Step-by-step recovery guide
Explains exactly what to do after sending the LBA, including how to file in the county court if needed.
Evidence checklist
A tailored list of evidence to gather and preserve for your specific debt type.
Debt Recovery Pack
One-off payment — no subscription
No payment until you see your case strength
Get a professional Letter Before Action built around your specific case — for £99. Ready to send within minutes.
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